eStockvel to open

Link your eZaga Account to an eStokvel Account

No Monthly Fee

Mahala, eZaga charges as you use. No funny banking.

Easy to use

Access your eStokvel Account on your eZaga App.

Link eZaga Account

Link you Account to the Stockvel Club and you good to go.


Withdraw cash using your eZaga Mastercard at any ATM or retail store.

eStokvel for everyone

Let eStokvel help grow your goals.

What you get

  • An eStokvel member can deposit funds via EFT
  • Main Member can invite members to the eStokvel
  • Main Member can remove or edit members at any given time
  • When requesting zaga withdrawal, remember that two members are required to approve the withdrawal
  • Cardless withdrawal at any FNB ATM
  • Secure, very secure. View eStokvel account via app and USSD.

Now this is Awesome

Registration Made Easy

Open an eeZi or Top Account and link it to your eStokvel account. No headaches. No stress. No long queues. And definitely no paperwork!


Transfer from your eZaga Account to eStokvel Account

eStokvel Account

Be Zaga Wise!

Debit Card

ATM Withdrawal:
Retail Withdrawal:
POS Swipes:

Funds Transfer

To an eZaga Account:
To non eZaga Account:
Between Zaga Zones:
Withdraw at Agent:
R10 + 2% of Transaction


EFT from another Bank:
EFT from eZaga Account:
EFT Payment to another Bank:
EFT Payment to eZaga Account:


Zaga Zone:
Nedbank ATM:
R1 per R100
R4.50 + R1,40 per R100
R1,95 per R100

save with eStokvel

eStokvel comes with awesome rates

Transaction Activity


R1 – R999 0,25% per year
R 1000 – R19 999 0,26% per year
R20 000 – R49 999 1,75% per year
R 50 000 – R 69 999 1,80% per year
R70 000 – R99 999 1,90% per year


Frequently Asked Questions


How do I register an eStokvel Account?

Download the app, register an Eezi or Top Account. Then link you your eZaga Account to the Stokvel Account.

How do I become a member of an eStokvel club?

Ask your main member to send you a request via the app. You will receive an SMS with a unique code. Simply enter the code and you will be connected.

Can I invite other members to Join?

Yebo, ask your main member to invite them on the app.


How do I deposit?

Deposit money into your eZaga Account and then transfer to you eStokvel account.

Can I EFT directly to eStokvel Account?

All EFTs can be paid directly to your eZaga Account and transferred to you eStokvel Account


Can I withdraw from eStokvel?

Yes, you will need two member to approve your request. Once Approved you can withdraw at any FNB or ABSA ATM. Or use your eZaga Card to withdraw at any ATM or Retailer.

eStore Purchases

What can eStore offer me?

eStore is eZaga’s e-commerce store. eStore offers many products from different suppliers. eStokvel members can purchase items on the eStore for a discount rate and save even more.