eStockvel to open
Link your eZaga Account to an eStokvel Account
No Monthly Fee
Mahala, eZaga charges as you use. No funny banking.
…
Easy to use
Access your stokvel on eZaga App, USSD or at our Zaga Zones
Link eZaga Account
Link you Account to the Stockvel Club and you good to go.
Withdraw
Withdraw at cash using your Mastercard at any ATM or Retail Store
eStokvel for everyone
Let eStokvel help grow your goals.

What you get
- An eStokvel member can deposit funds via EFT
- Main Member can invite member to the eStokvel
- Main Member can remove or edit the members
- Request for a withdraw, two members required to approve
- Cardless withdraw at FNB and ABSA ATMs
Benefits
- Secure, very secure. View eStokvel account via app and USSD.
- Grow you eStokvel on a capital investment account through eZaga Capital.
- Buy goods on eStore and get a further discount, its all about saving.
Now this is Awesome
Register is easy
Open an eeZi or Top Account then link to your eStokvel Account. Simple, No headachesount. Simple, No headaches

Transfer
Transfer from your eZaga Account to Stokvel Account
eStokvel Account
Be Zaga Wise!
Debit Card
ATM Withdrawal:
R5
Retail Withdrawal:
R5
POS Swipes:
R1,50
Funds Transfer
To an eZaga Account:
Free
To non eZaga Account:
R9
Between Zaga Zones:
R9
Withdraw at Agent:
R10 + 2% of Transaction
EFTs
EFT from another Bank:
R1,20
EFT from eZaga Account:
Free
EFT Payment to another Bank:
R2,25
EFT Payment to eZaga Account:
Free
Deposits
Zaga Zone:
R5
Nedbank ATM:
R1 per R100
ABSA ATM:
R4.50 + R1,40 per R100
FNB ATM:
R1,95 per R100
save with eStokvel
eStokvel comes with awesome rates
Transaction Activity |
Fees |
R1 – R999 | 0,25% per year |
R 1000 – R19 999 | 0,26% per year |
R20 000 – R49 999 | 1,75% per year |
R 50 000 – R 69 999 | 1,80% per year |
R70 000 – R99 999 | 1,90% per year |
Frequently Asked Questions
Registration
How do I register an eStokvel Account?
Download the app, register an Eezi or Top Account. Then link you your eZaga Account to the Stokvel Account.
How do I become a member of an eStokvel club?
Ask your main member to send you a request via the app. You will receive an SMS with a unique code. Simply enter the code and you will be connected.
Can I invite other members to Join?
Yebo, ask your main member to invite them on the app.
Deposit
How do I deposit?
Deposit money into your eZaga Account and then transfer to you eStokvel account.
Can I EFT directly to eStokvel Account?
All EFTs can be paid directly to your eZaga Account and transferred to you eStokvel Account
Withdraw
Can I withdraw from eStokvel?
Yes, you will need two member to approve your request. Once Approved you can withdraw at any FNB or ABSA ATM. Or use your eZaga Card to withdraw at any ATM or Retailer.
eStore Purchases
What can eStore offer me?
eStore is eZaga’s e-commerce store. eStore offers many products from different suppliers. eStokvel members can purchase items on the eStore for a discount rate and save even more.