Zaga Funeral Policy

ZAGA FAMILY FUNERAL PLAN

 

Get up to R 40 000 Funeral cover with a Zaga Funeral policy.

BENEFIT CHOICES

Option Bronze Silver Gold Platinum
Principal Member R10 000 R20 000 R30 000 R40 000
Spouse R10 000 R20 000 R30 000 R40 000
Child 14 – 21 yrs R5 000 R10 000 R20 000 R20 000
Child 6 – 13 yrs R2 500 R5 000 R7 500 R7 500
Child 1 – 5 yrs R1 250 R2 500 R3 750 R3 750
Child *0 – 11 months R750 R1 500 R2 250 R2 250
*includes stillborn
Family Policy (Principal, Spouse +5 children) Monthly Premiums R55.00 R85.00 R115.00 R145.00
Individual -Principal Monthly Premiums R43.00 R61.00 R79.00 R97.00

 

Additional Extended family can be added up to maximum of 5 people per policy

 

Amount Monthly Premium
EXTENDED FAMILY – Entry Age between 0 to 21 According to the benefit table B  R 10.00
Additional per member
EXTENDED FAMILY – Entry Age between 21 to under 45  R    10 000.00  R 40.00
Additional per member
EXTENDED FAMILY – Entry Age between 45 to under 75  R 10 000.00  R 90.00
Additional per member
Table B
Child – from 14 to 21 yrs old  R10 000.00
Child – from 7 to 14 yrs old  R7 500.00
Child – from 1 to 7 yrs old  R5 000.00
Child – from *0 to 12 months old  R2 000.00
 *includes stillborn

 

 
Call 086 999 0927 to open a Zaga funeral policy today, or dial *134*7772# and register your account.

 

 

IMPORTANT INFORMATION

  • eZaga (Pty) Ltd is a Juristic Representative of Sevenstone Investments 115 (Pty) Ltd,

FSP No. 11 321. Sevenstone may be contacted on 078 293 0890 or info@sevenstone.co.za.

  • Zaga Funeral cover is underwritten by Silo Underwriting Managers, an underwriting manager

of Guardrisk Life Ltd.

  • Sevenstone is authorised to give Intermediary Services and Advice for products under: Long-term Insurance Insurance: Category A, B1 and Short-term Insurance: Category Personal Lines and Commercial Lines.
  • Sevenstone has a contract with Guardrisk Life Ltd and is authorised to place funeral and assistance insurance business with them.
  • If we fail to resolve your complaint satisfactorily, you may submit your complaint to the Ombudsman for Long-term Insurance.
  • You need to contact us on 086 999 0927 should your family circumstances change, so that we can update your policy details, as we do not review the policy every year.
  • You will always be given a reason for the repudiation of your claim.
  • The maximum commission earned on the Bronze, Silver and Gold products is 20%.
  • The commission earned on the Platinum product is 3.25%
  • This policy is issued on a non-advice basis. Therefore a full needs analysis will not be performed.
  • Guardrisk Life Ltd will pay the proceeds of this Funeral Plan directly to the beneficiary or to your deceased estate.
  • To see the full policy wording and disclosures please click on this link.

 

IMPORTANT CONDITIONS & EXCLUSIONS

  • Waiting periods – 3 months for natural death claims.
  • Cover is immediate for Unnatural/Accidental death.
  • Suicide is not covered for the first 12 months from inception on to the scheme i.e. 12 paid premium.
  • Failure to pay the premium within the grace period of 30 days will result in the policy being cancelled. In such instances, the benefits will cease and NO further cover will be provided.
  • Premiums will be reviewed annually.
  • You will always be notified of any changes.

WARNING

  • Do not sign a blank or partially completed application form.
  • Don’t be pressurized to buy the product.
  • Keep all documents handed to you.
  • If you fail to disclose facts relevant to your insurance, this may influence the assessment of a claim by the insurer.

 

 

 

Intermediary services provided by

Sevenstone Investments 115 (Pty) Ltd

FSP 11 321

Partner of Silo Underwriting Managers (Pty) Ltd

FSP 46 471

Underwritten by Guardrisk Life Ltd

FSP  76

 

Copyright © 2019. eZaga –Terms and conditions

Terms, conditions and standard rates apply. ezaga.co.za/tc
www.ezaga.co.za | 086 999 0927 | info@ezaga.co.za | eZaga Holdings (Pty) Ltd.